Business Loans

Ordinary Loan & Business Overdraft

  • Loan from 100.000 – 50,000,000
  • Application letter addressed to Managing Director
  • Application form
  • ID copy
  • ID copy for Spouse or Guarantor
  • Collateral (Value Document)
  • Property valuation report  by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Business Certificate/ RDB/ Patante /Tin Number
  • Marital Certificate
  • For fees and commissions, refer to the tariff

Agriculture Business Loan

  • Loan from 100.000 – 50,000,000
  • Application letter addressed to Managing Director
  • Application form
  • ID copy
  • ID copy for Spouse or Guarantor
  • Collateral (Value Document)
  • Property valuation report by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Marital Certificate
  • For fees and commissions, refer to the tariff

Livestock Business Loans

  • Loan from 100.000 – 50,000,000
  • Application letter addressed to Managing Director
  • Application form
  • ID copy
  • ID copy for Spouse or Guarantor
  • Collateral (Value Document)
  • Property valuation report by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Business Certificate/ RDB/ Patante /Tin Number
  • Marital Certificate
  • For fees and commissions, refer to the tariff

Note:  please note that the above list is not exhaustive, we may request for additional requirements, please refer to your loan file Officer.

School Loans

  • Loan from 1,000,000 – 50,000,000
  • Application letter addressed to Managing Director
  • Application form
  • ID copies for representatives
  • Collateral (Value Document)
  • Property valuation report by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Business Certificate/ RDB/RGB/MINEDUC
  • Board resolution
  • Marital Certificate signatories
  • For fees and commissions, refer to the tariff

Vehicle Loans

Loan from 4,000.000 – 6,000,000 million

  • Application letter addressed to Managing Director
  • Application form
  • ID copy
  • ID copy for Spouse or Guarantor
  • That vehicle will be collateral
  • Vehicle valuation report by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Marital Certificate
  • Having comprehensive insurance
  • Period: 3 years
  • Manufacturing year: above 1995
  • Experience in transport business is required
  • Client to belong in any cooperative incase of transporting people
  • For fees and commissions, refer to the tariff

Loan from 6,100.000 – 10,000,000 million

  • Application letter addressed to Managing Director
  • Application form
  • ID copy
  • ID copy for Spouse or Guarantor
  • That vehicle will be collateral
  • Vehicle valuation report by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Marital Certificate
  • 50% of unmovable asset as collateral
  • Vehicle will be additional collateral
  • Having comprehensive insurance
  • Period: 4 years
  • Manufacturing year: above 1995
  • Experience in transport business is required
  • Client to belong in any cooperative incase of transporting people
  • Manufacturing year: above 1995
  • Experience in transport business is required
  • Client to belong in any cooperative incase of transporting people
  • For fees and commissions, refer to the tariff

Loan from 10,100.000 – 50,000,000 million

  • Application letter addressed to Managing Director
  • Application form
  • ID copy
  • ID copy for Spouse or Guarantor
  • That vehicle will be collateral
  • Vehicle valuation report by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Marital Certificate
  • 60% of unmovable asset as collateral
  • Vehicle will be additional collateral
  • Having comprehensive insurance
  • Period: 4 years
  • For fees and commissions, refer to the tariff

Moto Bikes

  • Loan of 1,500,000 RwF
  • Application letter addressed to Managing Director
  • Application form
  • ID copy
  • ID copy for Spouse or Guarantor
  • Collateral (Value Document)
  • Property valuation report by the Bank’s expert
  • Financial statement for one year
  • Business Project Proposal
  • Marital Certificate
  • Request to be made by cooperative or individual
  • Having comprehensive insurance
  • Period: 18-up 24 months maximum
  • Manufacturing year: above 1995
  • Zero kilometer(not yet used)
  • For fees and commissions, refer to the tariff